As one of the nation's largest and only independent financial education firms, PFE helps employers by educating their employees about personal financial, retirement and benefits issues.

PFE has a national reputation for helping employers to successfully implement major benefit changes and business strategies. The common learning imperative in all our education programs is to help employees to.

• understand the personal financial implications before them,
• determine the decisions they must make, and
• take action.

We have one objective common to all our assignments: help employees to make decisions with confidence. We offer our workshops in English and Spanish to accommodate common language barriers that impede decision making.

Event-Oriented Financial Education (Workshops and One-on-One Counseling)

• Pension Plan Conversions - converting from traditional formulas to cash balance or pension equity, including pension choice


• Pension Plan Freeze or Termination - replacement plans, distribution options and investment decisions


• 401(k) Plan Changes - introducing new plan features and/or investments


• Automatic Enrollment - practical experience designing, implementing (including vendor negotiations), and communicating


• Retiree Health Care - implementing increases in cost sharing, capitation, grandfather provisions, and defined contribution


• Voluntary Early Retirement and Separation Programs - age and service credits, separation pay, transition benefits and personalized statements


• Plant and Office Closures - transition benefits, retirement distribution options, unemployment compensation, and financial implications of losing your job


• Combating Competitor Recruitment - clarifying and valuing compensation and benefits programs appropriately

• Basics of Money Management
• Basics of Investing
• Advanced Investment Strategies
• Planning Your Financial Future
• Plan For Tomorrow ( for employees ~ age 45 to 50+ )
• Plans For A Lifetime
• Risk Management
• Education Funding
• Estate Planning
• Financial Triage
• Tax Planning
• Financial Strategies For Foreign Nationals

Click on the links above to learn more about these or contact us...

**Investment Advisory services provided by PFE Advisors, LLC

PFE Advisors, LLC a wholly owned subsidiary of PFE Consultants, Inc. d/b/a The PFE Group ("PFE Advisors") is a registered investment adviser located in Southborough, MA. PFE Advisors and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which PFE Advisors maintains clients. PFE Advisors may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. PFE Advisors' website is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of PFE Advisors' website on the Internet should not be construed by any consumer and/or prospective client as PFE Advisors' solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation over the Internet. Furthermore, information on this website should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from PFE Advisors. Any subsequent, direct communication by PFE Advisors with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of PFE Advisors, please contact the United States Securities and Exchange Commission on their website at www.adviserinfo.sec.gov or the state securities law administrators for those states in which PFE Advisors is registered. A copy of PFE Advisors' current written disclosure statement discussing PFE Advisors' business operations, services, and fees is available from PFE Advisors upon written request. PFE Advisors does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to PFE Advisors' website or for convenience purposes only and all users thereof should be guided accordingly.